Finally a better way to manage money together.
Kova lets you set up shared wallets, monitor contributions instantly, and always see where funds are, hassle-free.
Finally a better way to manage money together.
Kova lets you set up shared wallets, monitor contributions instantly, and always see where funds are, hassle-free.
LIFE WITH KOVA
Money with your people, made easy
No confusion. No chasing. Just clarity, control, and peace of mind.
VISIBILITY
See every contribution, in real time
Know who has paid, who hasn't, and how much is left — instantly.
AUTOMATION
No more chasing payments
KOVA sends reminders automatically, so you don't have to follow up.
CONTROL
No one holds the money alone
Payments are made only when the group consents, ensuring built-in accountability.
CONFIDENCE
Relax. Everything is tracked
No more guesswork or stress. Every naira is visible and accounted for.
HOW IT WORKS
Chaos to clarity
...in 4 simple steps
Invite your flatmates, friends, or community. This will be your home for all things money.
From Ada’s birthday to the girl’s trip. Define your goals and everyone sees the same plan.
Everyone pays into the shared wallet. Real-time tracking means you always your progress and what’s left.
When it’s time to pay, the group decides. No single person holds or controls the money.
Built for trust. Designed for transparency.
Every contribution is visible, every payout is approved, and every transaction is securely tracked so your group always knows exactly where the money is.
Real people, real stories
Hear from real users managing real group money.
“I’ve been running Ajo for years with spreadsheets. Kova made it so much easier — no arguments, full transparency.”
“We used Kova for our last group trip and it was a game changer. Everyone contributed on time and we tracked every naira.”
“Kova eliminated the monthly drama of chasing rent payments. Everyone sees what’s owed and pays on time now.”
Everything You Need to Know
Everything you need to know about using Kova to manage money with your people.
Create shared wallets, track contributions in real time, and ensure payouts only happen when everyone agrees.
Every contribution is tracked, visible to the group, and payouts require approval so there's no confusion or risk.
All transactions are tracked, and funds are only released through approved processes.
Focus on moments, not money stress.
From rent to trips to ajo, KOVA helps your group track contributions, stay accountable, and move forward together — without confusion or chasing anyone.
Group Holiday
now
contribution is complete
The Avengers
Group Holiday
Total Goal
NGN 5,050,000
All done!
100%
Your Contribution
NGN 2,525,000
All done!
0%